Trusted Medicare & Retirement Guidance in Beavercreek & the Miami Valley
Clear, personalized support for Medicare decisions and retirement planning — built on integrity, expertise, and a commitment to serving you first.

Licensed Advisors
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Serving the Miami Valley
Our Medicare & Retirement Services
Clear, personalized guidance to help you compare Medicare options, understand your coverage, and make confident decisions for your health and retirement.
Why Choose Medicare & Retirement Solutions Group

Meet Your Advisors
Meet Your Local Medicare & Retirement Advisors
Alan Zins
Medicare & Retirement Advisor

Alan Zins has helped more than 1,000 retirees feel confident and informed in their Medicare and retirement decisions. Known for his clear communication and steady, client-first approach, Alan focuses on creating personalized strategies that prioritize long-term security over short-term gains. He believes retirement planning should feel empowering, not overwhelming, and takes the time to ensure every client fully understands their options.
Tammie Hoover
Medicare Specialist

Tammie Hoover brings over 25 years of experience in Human Resources and a deep commitment to helping people navigate important life decisions with confidence. Her background allows her to guide clients through Medicare with both technical expertise and genuine empathy. Having personally experienced the Medicare process, she understands the questions and concerns clients face and provides clear, thoughtful support every step of the way.
Ready to Make Confident Medicare & Retirement Decisions?
Whether you’re enrolling in Medicare for the first time, reviewing your current coverage, or planning for retirement income, Medicare and Retirement Solutions Group is here to help. Get clear, personalized guidance built around your needs, goals, and peace of mind.

Get Help with Medicare & Retirement Planning
Talk with a licensed advisor and get clear, personalized guidance for your Medicare coverage and retirement strategy—at no cost with no pressure.
Real Reviews From Dayton-Area Clients
Latest Medicare & Retirement Articles
Plain-language guides from our Beavercreek advisors to help you understand your Medicare options and plan for retirement with confidence.
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Social Security Spousal Benefits: What Ohio Couples Can Claim and When
How Social Security spousal benefits work for Ohio couples: the 50% rule, early-claiming cuts, deemed filing, and divorced spouses, with worked examples.
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Medicare Late Enrollment Penalties: How Part A, B, and D Penalties Work for Ohio Retirees
Medicare late enrollment penalties for Parts A, B, and D explained with 2026 numbers, plus how Dayton-area retirees can avoid or limit them.
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Ohio Income Tax in Retirement: What Is Taxed, What Is Not, and the Credits Dayton Retirees Can Claim
Ohio does not tax Social Security, but it does tax most pension and IRA income. Learn the 2026 rate, the retirement credit table, and traps to avoid.
